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Home > Blog > KIAC Insurance Agency Blog: car
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KIAC Insurance Agency Blog: car

View the latest blog posts from KIAC Insurance Agency.

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Monday, September 30, 2013

Do I Have To File A SR-1?

Did you file a “SR-1” report after your recent car accident? A SR-1 is a report you are required to fill out after you have been involved in a car accident. Whether or not the accident was your fault, it is mandatory to submit a SR-1 to your local DMV if the property damage was over $750, either parties were injured, or killed. READ MORE >>

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Tuesday, September 17, 2013

How Can You Keep Your Car Insurance Payments Low?

Prices are continually fluctuating up and down for goods and services. With a majority of prices on the rise, including gas prices, one might think of any and all ways they can cut back. One popular method is insurance, car insurance. When looking for a new vehicle to purchase, you have basic standards you desire and then some. READ MORE >>

Wednesday, July 31, 2013

I Am A Good Driver. Why Is My Policy So High?

Ever wonder what affects your auto insurance policy? You pay close attention as you drive, avoid as many accidents as possible, perform regular maintenance on your vehicle, and pay your bill on time, but why is your policy still so high? Several factors make up your final policy rate, not just your driving record. READ MORE >>

Friday, June 28, 2013

Reporting Your Accident to the DMV

Did you know that you might have to report your car accident to the DMV? Most people forget this step because they are unaware of it. You have to report the accident to the DMV if there was property damage of more than $750, or an injury or death occurred. READ MORE >>

Tuesday, June 25, 2013

Dealing With Road Rage

Road rage happens, but don't let it happen to you. Have you ever caught yourself tailgating the vehicle in front of you? What about honking your horn in a repetitive fashion, trying to annoy the vehicles around you? Road rage is a dangerous problem Americans face while on the road. READ MORE >>

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Friday, May 31, 2013

Recently Involved in a Car Accident?

Car accidents are not fun. It doesn't matter if your car was totaled or there is a brand new ding on your brand new bumper, car accidents are never the best situations to be in. If you find yourself involved in a car accident, make sure to report it to your insurance immediately. READ MORE >>

Wednesday, May 15, 2013

10 Tips on Driving Safely to Prom

Here are a few tips on how to drive safely this weekend for both the excited teenagers and their worried parents. 1. Don't drink and drive. It's not worth it! If you think the driver has been drinking, don't get in the car, no matter how "fine" they think they are. 2. Wear your seatbelt. READ MORE >>

Monday, May 6, 2013

Before a New Car: Estimate Car Insurance Costs

It doesn't matter whether you're buying a new car or used car; it's easy to get caught off guard about the costs to keep that car on the road, especially when it comes to car insurance. Car insurance rates can differ widely from one car to another, even among two cars that are direct competitors in the same class. READ MORE >>

Friday, April 19, 2013

Long-Term Care Expenses Could Swamp Medicaid, Medicare

Cautionary tales abound about relatively affluent households being forced to spend their accumulated wealth on expensive long-term care for a family member. With the annual cost of care well above $100,000 in many parts of the country, it doesn't take long to drain a family's financial resources. READ MORE >>

Sunday, March 17, 2013

More US than Europeans drivers are on the phone

Distracted driving is more widespread in the U.S. than in Europe, according to a study released Thursday that surveyed drivers about their cellphone and texting habits. More U.S. drivers reported talking on their cellphones behind the wheel than their counterparts in seven European countries, the study by the Centers for Disease Control and Prevention found. READ MORE >>

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Carlsbad, CA 92009
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