Entrepreneurship is becoming more of a norm nowadays, especially for those in sales. One can argue every business in one way or another represents a form of sales. You can be selling an idea, product or service to a vast array of consumers. Whether you’re doing this with a large company or on your own, you need a strong commercial insurance policy on your side.
The first step is providing yourself with a strong General Liability Policy. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability also pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.
Another policy the independent salesperson will benefit from is Professional Liability Coverage. This coverage protects you from harming your client. Whether it be providing bad service or incorrect advice, as an independent salesperson, you want to be protected from your client and the work you provide.
For more questions and information about insuring your independent sales position, call Kipper Insurance at (760)471-2200!