Are You Covered For Memorial Day?

It is almost Memorial Day! Have you checked to see if your home is fully covered? Memorial Day is filled with great company, good music and even better food. If you are hosting a Memorial Day BBQ, make sure your homeowners policy is up-to-date. With all of the charcoal and fire burning near your home, you want to be extra careful nothing bad happens.

Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not. Prepare yourself now! Call Kipper Insurance today to check your coverage 760-471-2200.

Bob and Harriet Kipper would like to especially thank all of the men and women who have served our country.

                                                Thank you for all that you do and have done.

Facts about Memorial Day from Sunnie Bunniezz:

- Major General John A. Logan declared May 30, 1868 as a special day for honoring Union soldiers killed in battle. He was Commander in Chief of an organization of Union Civil War Veterans called the Grand Army of the Republic. They took charge of Memorial Day celebrations in the Northern States. The American Legion took over these duties after World War I.

- Memorial Day was declared a federal holiday in 1971. We now, designate this day to remember loved ones who have passed on, as well as remembering our service men and women. Flowers and flags are placed on graves in remembrance of them. Parades and dedications of memorials usually are part of the day's activities. Boy Scouts, Girl Scouts, local marching bands, members of the armed service, fire departments, police departments, and fraternal orders often march in parades and attend ceremonies to commemorate the day.

- Waterloo, N.Y. is considered the birthplace of this holiday because the people of Waterloo were the first people to proclaim a day on May 5, 1866 to honor the soldiers who died in the Civil War. They closed their businesses and placed flowers and flags on the graves of their soldiers. Flags were flown at half-mast.

- It is a celebration of remembrance for the brave service of men and women who gave their lives for their country. Originally, Memorial Day honored those who had died in the Civil War. Now, it honors those who died in the Spanish-American War, World War I, World War II, the Korean War, Vietnam and Desert Storm.

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