☰ ˟
KIAC Insurance Agency
Call Us Today! 760-471-2200
  • Quote
    • Auto Insurance Quote
    • Bond Request Form
    • Bonds Quote Forms
    • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance Quote
    • Flood Quote Form
    • General Liability Quote Form
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Homeowner Flood Quote Form
    • Medicare Supplemental Coverage
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Term Life Insurance Quote
    • Workers Compensation Quote
  • File a Claim
    • Claim Forms
    • Customer Service Forms
    • Auto Accident Claim
    • Commercial Auto Accident Claim
    • DMV Accident Claim
    • Motorcycle Accident Claim
    • Property Loss Claim Form
    • Renters Property Loss Claim Form
  • About
    • Home Page
    • About Us
    • Testimonials
    • Privacy Policy
    • Refer a Friend
    • Blog
  • Class of Business
  • Companies We Trust
  • Medicare Coverage
  • Newsletter
  • Blog
  • Contact Us
Logo
Trust. Reliable. Confidence.
Business Workers Compensation Commercial Auto Life & Health Get A Quote
Home > Blog > Advantages of Buying Insurance Policies at an Early Age
FRIDAY, JUNE 12, 2015

Advantages of Buying Insurance Policies at an Early Age


‘Why leave things for tomorrow when they can be done today!’

You’ve probably come across that phrase quite a few times. It does indeed apply to numerous situations in life. One area where this stands particularly true is that of life insurance policies. It is always better to buy them at an early age, especially since there are numerous benefits for buying a life insurance policy early on. Here, we’re going to take a look at some major advantages of buying life insurance policies while you're still young. Read on! 

 

Living Benefits

Let’s consider life insurance. With this type of coverage, you get something called ‘living benefits’ – a term used for the set of benefits this form of insurance offers. With life insurance, you get a preset sum of money in case an event specified in the insurance policy, occurs. This way, you can be prepared for the most unexpected events in life and even some that you might anticipate. 

Let’s say that you get into an accident, and the treatment required is very costly. If you had a solid life insurance policy already in place, you most likely would have enough coverage for the needed treatment and recovery This is just one scenario and there are dozens more where these living benefits could come in handy.

The Earlier You Buy, the More Cash You Save
After retirement, most people are dependent on policies and pensions, but will they be enough to support you? After all, old age does increase the chances of health conditions. This is another reason to buy a life insurance policy at an early age, so that you can save more cash and use that money to give you a better life after you have officially retired. Another benefit associated with this is that younger adults have advantages of buying insurance policies at an early age as older; premiums increase as age does.

Taking Care of Your Family

Nowadays, persons aged 30+ is exposed to serious health issues, both through accidents and worsening of health conditions over time. If they pass away, their families come under immense pressure financially, since they could very well be the primary bread winners of the family. It is also possible that the person had started their own family, leaving behind a spouse and/or children. In this increasingly turbulent economy, it is very hard to support a family, and this is where an insurance policy helps. After the death of the policy holder, the money which they had been saving through the policy will be given to the beneficiary, usually the spouse. The earlier the policy is taken out, the higher the returns. 

Have questions about what kind of life insurance policy is best for you? Give Kipper Insurance, insurance agency of California and Nevada, a call today (760) 471-2200!


Posted 2:19 PM

Tags: kipper insurance, life insurance, california insurance, nevada insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • kipper insurance(66)
  • commercial insurance(25)
  • home insurance(22)
  • auto insurance(19)
  • business insurance(18)
  • insurance(10)
  • tips(8)
  • workers comp(7)
  • holidays(7)
  • liability(7)
  • danger(6)
  • protection(5)
  • car insurance(5)
  • events(5)
  • california insurance(3)
  • nevada insurance(3)
  • dmv(2)
  • car(2)
  • weather(2)
  • workers compenstation(2)
  • holiday(2)
  • health insurance(2)
  • insurance coverage(2)
  • home(1)
  • labor day(1)
  • law enforcement(1)
  • life insurance(1)
  • cop(1)
  • texting(1)
  • president(1)
  • veterans day(1)
  • price(1)
  • travel insurance(1)
  • honorary deputy sheriffs association(1)
  • commercial auto insurance(1)
  • medicaid(1)
  • healthcare(1)
  • car insurace(1)
  • insurance coverage in california(1)
  • vice president(1)
  • car accident(1)
  • money(1)
  • insurance for your kids(1)
  • insurance agency(1)
  • mortgage(1)
  • cost(1)
  • insurance coverage in nevada(1)
  • house(1)
  • life(1)
  • california auto insurance(1)

View Mobile Version

Connect with us

Social Social

Check us out

Kipper Insurance Agency of California, Nevada, Arizona & Washington
Carlsbad, CA 92009
Phone: 760-471-2200
Fax: 760-856-4071
License#: 0E67716

Fill out the form below to get started with an insurance quote

© Copyright. All rights reserved.
Powered by Insurance Website Builder